Know exactly what every property makes you.
Keyledger connects to your bank, categorises every transaction against a landlord chart of accounts, and gives you per-property profit — with your records kept in MTD shape.
MTD for Income Tax is live for landlords earning £50k+. £30k joins April 2027. What it means →
Never type a transaction again.
Your bank feed, categorised while you sleep
Connect once. Rent lands as 4000 Rental Income, the mortgage direct debit files itself under 6100 Mortgage Interest, the plumber's invoice under 6000 Repairs. Teach it your patterns with one click.
See what each property actually makes.
Portfolio view down to the single flat
Assign accounts to properties and every pound flows to the right P&L. Filter by tax year, spot the property that quietly loses money, and stop guessing at year end.
One-click exports your accountant will love.
Account codes, not shoeboxes
Export a simple CSV for yourself or the full accountant format with a proper landlord chart of accounts. January stops being a negotiation about receipts.
Analyse the next deal before you buy it.
Every other landlord tool starts after you buy. Keyledger starts at the listing — Land Registry sold prices, rental valuation, stamp duty, and a straight green/amber/red verdict.
- Yield, ROI and monthly cashflow from real market data
- Land Registry sold prices for the actual street
- Strong / Marginal / Weak — a verdict, not a spreadsheet
The spreadsheet era ends on a schedule.
MTD for Income Tax replaces the annual self-assessment scramble with digital records and quarterly updates, phased in by income. Keyledger keeps your records MTD-shaped from day one: digital, categorised, per-property.
| From | Who's in | Status |
|---|---|---|
| 6 April 2026 | Income over £50,000 | LIVE NOW |
| April 2027 | Income over £30,000 | ~970,000 join |
| April 2028 | Income over £20,000 | Third wave |
Dates and thresholds: HMRC. Read the full landlord guide →
Explore a real portfolio — no signup.
One click opens a live, read-only demo account: two properties, two bank accounts, 35 categorised transactions. No email, no card, no sales call.
Read-only · resets regularly · no account created
Priced for landlords, not enterprises.
Start free with your first property and real bank sync — the automation is the product, so it's not paywalled.
Free
Your first property, properly tracked
£0
- 1 property with bank sync included
- Automatic categorisation
- Per-property P&L
- Deal Analyser — 3 analyses a month
- No card required
Landlord
2–5 properties
£9/month · £90/yr
- Everything in Free
- Up to 5 properties
- Unlimited deal analyses
- Accountant-format CSV exports
- Rent-arrears alerts (coming soon)
Portfolio
6+ properties
£19/month · £190/yr
- Everything in Landlord
- Unlimited properties
- Accountant seat (coming soon)
- Priority support
Annual billing gives two months free. Every plan starts free — upgrade only when you need more properties. Full plan comparison →
What is Making Tax Digital, and when does it affect me?
MTD for Income Tax requires landlords to keep digital records and submit quarterly updates through software. It has been live since 6 April 2026 for landlords with qualifying income over £50,000. The £30,000 threshold joins in April 2027 and £20,000 in April 2028. Our MTD guide covers the details.
Can Keyledger file my MTD quarterly updates?
Not yet — and we will not pretend otherwise. Keyledger keeps your records MTD-shaped (digital, categorised, per-property) so you are ready. HMRC-recognised quarterly filing is on our roadmap, and we will only advertise it when it is real.
Is connecting my bank safe?
Bank connections use TrueLayer, an FCA-regulated Open Banking provider. You authenticate directly with your bank — your credentials never touch Keyledger. Access is read-only and you can revoke it at any time.
Do I own my data? Can I export it?
Yes. Every transaction, category, and P&L is yours, exportable to CSV at any time — including an accountant format with account codes. Cancel and your data goes with you.
Can my accountant get access?
Accountant-format CSV exports are built in today. A read-only accountant seat is on the roadmap for the Portfolio plan.
How do I cancel?
From settings, in one click, no phone call. The free plan is free forever — no card required to start.
Know your numbers.
Connect your bank, watch three months of transactions categorise themselves, and see what your portfolio really makes. Free for your first property.
Start free — connect your bank in 2 minutes